Revive Claim Management

PRE-LOSS
CONSULTING
PROGRAM

Comprehensive Risk Management
for Commercial Strip Mall Owners

Protect Your Investment Before Disaster Strikes

Affordable annual program • 24-hour emergency response • Maximum claim recovery guaranteed

Licensed in 4 States
24/7 Emergency Response
200-400% Avg. Claim Increase

CONFIDENTIAL PROPOSAL • PREPARED EXCLUSIVELY FOR YOUR REVIEW

© 2026 Revive Claim Management • All Rights Reserved

Chapter 1

The Florida Hurricane Reality

Palm Beach Gardens, FL, USA - October 10, 2024: Palm Beach Gardens Publix Supermarket destroyed by tornado Hurricane Milton 2024

Hurricane Milton damage to commercial property, October 2024

120 Hurricanes

Hit Florida since 1851 - more than any other state

40% Chance

Annual probability of major hurricane impact in Florida coastal areas

June - November

Hurricane season puts commercial properties at risk for 6 months every year

Increasing Intensity

Cat 4 & 5 hurricanes are becoming more frequent due to warming ocean temperatures

Recent Major Florida Hurricane Landfalls

2024
Milton
Category 5
$50B+ damages
2024
Helene
Category 4
$47.5B damages
2022
Ian
Category 5
$112.9B damages
2018
Michael
Category 5
$25.1B damages

The Costly Reality for Strip Mall Owners

A 15,000 sq ft commercial strip mall with hurricane damage requiring roof replacement, HVAC units, and window repairs can easily exceed $450,000 - $750,000 in losses.

$250K-$400K
Roof Replacement
$150K-$250K
HVAC & Equipment
$50K-$100K
Windows & Facade

Without proper pre-loss documentation and expert representation, property owners typically recover only 30-50% of actual losses.

Page 2 of 7

Chapter 2

Why Property Owners Lose Money

Without Pre-Loss Planning, You're Already Behind

When disaster strikes, insurance companies have teams of adjusters working to minimize your payout. Without proper documentation, expert representation, and advance preparation, commercial property owners face an uphill battle.

Studies show: Property owners without pre-loss documentation and public adjuster representation recover an average of $320,000 LESS on claims exceeding $500,000.

1

Lack of Pre-Storm Documentation

Without detailed property condition records, photos, and valuations taken BEFORE damage occurs, you have no proof of your property's original state. Insurance companies exploit this gap to dispute claims.

Average 30-40% claim reduction
2

Policy Coverage Gaps

90% of commercial property owners are underinsured or have critical coverage gaps they don't know about until it's too late. Replacement cost vs. actual cash value, business interruption limits, and equipment breakdown coverage are often inadequate.

Average 45% coverage shortfall
3

Delayed Response Time

After a major hurricane, public adjusters are overwhelmed with claims. Without a pre-existing relationship and guaranteed response time, you could wait weeks for expert help while the insurance company's adjuster is already working against you.

2-4 week delay = Evidence loss
4

No Trusted Contractor Network

Post-disaster, unscrupulous contractors flood the area with inflated prices and shoddy work. Without pre-vetted contractors, you risk overpaying for repairs or getting substandard work that voids warranties.

50-80% price inflation common
5

Extended Business Interruption

Strip malls lose tenant income during repairs. Without proper business interruption coverage analysis and documentation of pre-loss income, you may not receive adequate compensation for months of lost rental revenue.

$15K-$40K monthly loss per tenant

The Cost of Being Unprepared Is Too High

Don't wait until disaster strikes to realize you're underinsured, underdocumented, and underrepresented.

Our Pre-Loss Program Solves All 5 Problems
Page 3 of 7

Chapter 3

The REVIVE Pre-Loss Solution

Comprehensive Protection BEFORE Disaster Strikes

Our Pre-Loss Consulting Program ensures your commercial strip mall is fully documented, properly insured, and protected by expert representation from day one.

$0.10-$0.30
Per Square Foot
24hr
Response Guarantee
365
Days Protected

What's Included in Your Protection

65-Point Property Documentation

Comprehensive inspection and documentation of every aspect of your property:

  • Complete roof condition assessment with measurements
  • HVAC equipment documentation (make, model, age, condition)
  • Window and door inventory with specifications
  • Electrical system and lighting documentation
  • Plumbing, sprinkler, and fire suppression systems
  • Tenant improvements and fixtures catalog
  • Exterior signage, parking lot, and landscaping
  • 4K photo and video documentation library

Insurance Policy Review & Gap Analysis

Expert analysis to ensure you have adequate coverage:

  • Line-by-line policy review for coverage gaps
  • Replacement cost vs. actual cash value analysis
  • Business interruption coverage adequacy review
  • Wind vs. flood coverage verification
  • Equipment breakdown and ordinance coverage check
  • Recommendations for additional coverage needed
  • Annual policy renewal review and updates

24-Hour Guaranteed Response

Priority emergency response when disaster strikes:

  • Dedicated adjuster on-site within 24 hours of event
  • Immediate damage assessment and documentation
  • Emergency mitigation coordination
  • Direct line to your assigned adjuster 24/7/365
  • Pre-positioned resources in hurricane zones

Exclusive Contractor Network Access

Pre-vetted, licensed contractors with locked-in pricing:

  • Licensed commercial roofing contractors
  • HVAC specialists for commercial systems
  • Water damage restoration experts
  • Electrical and structural repair teams
  • Pre-negotiated rates (no price gouging)

Bonus Protection Features

Quarterly Check-Ins

Regular property updates and documentation refreshes

Market Value Updates

Annual property valuation adjustments

Educational Resources

Hurricane prep guides and claim tips

Page 4 of 7

Chapter 4

Our Process

1

Initial Consultation

We meet to review your property, discuss your concerns, and explain the program benefits.

45-60 minutes
2

Comprehensive Property Inspection

Our certified adjusters conduct the 65-point inspection with 4K photography and detailed measurements.

2-4 hours on-site
3

Policy Review & Gap Analysis

We analyze your current insurance policies and identify any coverage gaps or inadequacies.

3-5 business days
4

Detailed Report Delivery

You receive a comprehensive digital report with all documentation, photos, and recommendations.

100+ page report
5

Ongoing Protection & Updates

Quarterly check-ins, annual documentation updates, and 24/7 emergency response guarantee.

Continuous coverage
Page 5 of 7

Emergency Response

When Disaster Strikes: Your Protocol

48 Hours Before Landfall

  • Storm mitigation Zoom meeting with your dedicated public adjuster and licensed general contractor
  • Revive Claim Management mobilizes to safe proximity - within 200 miles of your property
  • Review pre-loss documentation and prepare for post-storm assessment
Pre-Storm Preparation

24-48 Hours After Event

  • On-site comprehensive damage assessment completed with 4K photo/video documentation
  • Insurance claim filed immediately with complete pre-loss documentation package
  • Secure insurer approval for all temporary emergency repairs to prevent further damage
  • Emergency mitigation begins (tarping, water extraction, boarding)
Immediate Response

Five Days Post-Storm

  • Detailed damage report submitted to insurance company with full scope of loss
  • Initial settlement negotiation begins with insurance adjuster
  • Repair timeline and contractor schedule established
  • Business interruption claim documentation initiated for lost rental income
Claims Processing

Throughout Entire Process

  • Daily status updates and direct communication with your assigned adjuster
  • Expert negotiation with insurance company to maximize your settlement
  • Protection against underpayment, claim denials, and bad faith tactics
  • Contractor oversight and quality control throughout repair process
  • Final settlement review to ensure every dollar of coverage is recovered
Ongoing Support

Why This Protocol Maximizes Your Recovery

Speed Matters

Insurance companies move fast to minimize payouts. Our pre-positioning and 48-hour advance prep ensure we're ready before they arrive.

Documentation Wins

Pre-loss documentation combined with immediate post-storm assessment creates irrefutable proof of damages and prevents disputes.

Expert Representation

Insurance adjusters work for the company, not you. Our adjusters level the playing field and fight for every dollar you're owed.

Page 6 of 8

Chapter 5

Return on Investment

The Numbers Don't Lie

WITHOUT Pre-Loss Program

Actual Damage Cost: $650,000
15K sf strip mall, roof, HVAC, windows
Typical Insurance Payout: $260,000
40% of actual cost (industry average)
Out-of-Pocket Loss: -$390,000
You pay the difference
No pre-damage documentation
Insurance adjuster works against you
Delayed response = lost evidence
Price gouging from contractors
Months of lost rental income
RECOMMENDED

WITH Pre-Loss Program

Actual Damage Cost: $650,000
Same 15K sf strip mall damage
Insurance Payout (Revive): $585,000
90% recovery with expert representation
Out-of-Pocket Cost: -$65,000
Minimal exposure
YOUR SAVINGS:
$325,000
compared to going it alone
Complete pre-damage proof
Expert negotiation on your behalf
24-hour response guarantee
Pre-negotiated contractor rates
Faster claim resolution

Investment Structure

$1,500-$4,500
Annual Program Fee
Based on $0.10-$0.30 per square foot
15,000 sf example: ~$3,000/year
50% SAVINGS
10% 5%
Claims Fee
If you file a claim, members pay only 5% (vs. 10% standard)
Program members save 50% on PA fees!

How the Program Works

  • Pay annual fee based on your property size ($0.10-$0.30/sf)
  • Receive complete pre-loss documentation, policy review, and 24/7 access
  • If disaster strikes, we respond within 24 hours and handle your claim
  • Program members pay only 5% claims fee (50% discount from standard 10% rate)
  • Claims fee comes directly from insurance settlement - you never cut another check
  • No disaster? Your annual fee covers ongoing protection and peace of mind

Think of It Like Insurance for Your Insurance

Pay a small annual premium to guarantee maximum recovery if disaster strikes. Most properties never file claims, which keeps costs affordable for everyone in the program.

NNN Lease Owners: Pass the Cost to Tenants

If your strip mall operates on Triple Net (NNN) leases, the annual program fee can typically be passed through to tenants as part of their CAM (Common Area Maintenance) charges—just like insurance premiums and deductibles. Your tenants gain protection, and you bear zero cost.

Real-World Example: Hurricane Ian - Tampa Strip Mall

Property Details:
  • • 18,000 sq ft commercial strip mall
  • • 6 tenant spaces
  • • Complete roof replacement needed
  • • 8 HVAC units damaged
  • • 600 sq ft of broken windows
  • • Electrical system damage
Initial Insurance Offer:
$287,000
Revive's Action:
  • ✓ Pre-loss documentation proved full value
  • ✓ Identified coverage insurer tried to deny
  • ✓ Negotiated with expert estimates
  • ✓ Recovered business interruption losses
  • ✓ Secured code upgrade coverage
Final Settlement:
$724,000
$437,000 more than initial offer

Client's Net Benefit: $415,850 more than initial offer
(After 5% Revive program member fee on $437K increase = $21,850)

Page 7 of 8

Don't Wait for
Disaster to Strike

Protect your commercial investment today with zero upfront cost

2026 Hurricane Season Approaching

Every day without pre-loss documentation is a day of unnecessary risk.
The 2026 hurricane season is predicted to be one of the most active on record.

NNN Lease Owners: Pass the annual fee to tenants through CAM charges—zero cost to you!

Your Next Steps Are Simple

1

Schedule Consultation

Call us or reply to this proposal to set up your free 45-minute consultation

2

Property Inspection

We conduct comprehensive 65-point inspection with 4K documentation

3

You're Protected

24/7 emergency response guarantee and complete pre-loss documentation secured

Q1 2026 Enrollment - Lowest Rates of the Year

Lock in $0.10-$0.30 per square foot pricing NOW

Our pricing assumes Q1 2026 enrollment (January-March) when demand is lowest. As hurricane season approaches (April-June 2026), demand surges and prices increase significantly.

⚠️ PRICING INCREASES AS STORM SEASON APPROACHES

Q1 2026: Jan-Mar
$0.10-$0.30/sf
Q2 2026: Apr-Jun
$0.25-$0.50/sf
Q3 2026: Peak Season
Limited Availability

Enroll now and save up to 50% compared to peak season rates!

Licensed

TX, FL, GA, SC

Experienced

15+ Years

Affordable

$0.10-$0.30/SF

24/7 Response

Guaranteed

Two beautiful businesswomen meeting at the lobby of their company
"The best time to protect your property was yesterday.
The second best time is right now."

Don't let your strip mall become another statistic of inadequate insurance recovery.

Jason Williams, Senior Public Adjuster

Licensed in FL (#G276605), TX (#3260628), GA (#3763197), SC (#21387026)

This proposal is confidential and prepared exclusively for your review

© 2026 Revive Claim Management All Rights Reserved Page 8 of 8