Insurance Claims Blog

Hurricane season brings devastating damage to homes and businesses across the Gulf Coast. Learn the critical steps to document damage, understand policy coverage, and avoid common mistakes that could cost you thousands in your settlement.

Fire damage goes beyond what's visible. Smoke damage, structural integrity issues, and hidden water damage from firefighting efforts can be overlooked. Discover what insurance adjusters often miss and how to protect your full claim value.

Studies show policyholders who hire public adjusters receive settlements averaging 747% higher than those who don't. Learn why insurance companies hope you'll handle claims alone, and how expert representation levels the playing field.

Don't wait for disaster to strike. Pre-loss consulting ensures you have proper coverage, documentation, and a rapid response plan in place before you need it. Especially critical for commercial properties and shopping centers.

Simple mistakes can reduce your settlement by 50% or more. From delayed documentation to accepting the first offer, learn the critical errors that cost policyholders thousands and how to avoid them completely.

Texas law requires insurers to acknowledge claims within 15 days and settle within specific timeframes. Learn your rights under Texas Insurance Code and how to hold insurance companies accountable for delays and underpayments.